A Personal Loan through us will give your finances the cash injection you may need. Getting a Personal Loan is easy because the process can be started online or over the phone with no face-to-face interviews and no unnecessary paperwork.
Personal loans are administered and managed by Direct Axis, an authorised financial services provider.
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Loan repayment terms range from 12 to 60 months. The maximum interest rate with regards to a Dialdirect Personal Loan* is 28% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R50,000.00 plus a once-off initiation fee of R1,197.00 and a monthly admin fee of R68.40, over 60 months. The total cost of the loan will be R99,747.64 which is an Annual Percentage Rate (APR) of 31.45%.
*Dialdirect Personal Loans are provided and administered by Direct Axis SA (Pty) Ltd, an authorised Financial Services Provider.