• Want us to call you?

    When can we call you?

    Please enter your name
    Your name must contain some letters
    Please enter a contact number
    Please enter a valid contact number
    Please select a reason
    Please select a suitable date
    Please select a suitable time

    Thank you {{CallMeBack.Fullname}}

    We have received your details and will contact you.

Loan scam alert 

We are aware of a fake Dialdirect Insurance letterhead offering significant loan amounts. This is a scam and we urge you not to divulge your personal or banking details to them.  

 

We don’t like things that are unnecessarily complicated. That’s why taking out a Dialdirect personal loan is so easy that you can even apply online. There is no unnecessary paperwork and no face-to-face interview.

{{UpdateMessage}}

Application Form

This is required.
This is required.
This is required.
Please enter a valid Id number
Your valid national South African ID number.
This is required.
Please enter a valid contact number
This is required.
Please enter a valid email address.
This will also be your username if you choose to create a profile.
This is required.
Please enter a valid monthly salary
I have read and accept the terms and conditions.

 

To speak to a personal loans consultant call  0861 877 772

Loan Calculator
12
18
24
36
48
60
Loan Amount
{{PersonalLoansCalculator.MinAmount | currency : 'R':0}}
{{125000 | currency : 'R':0}}
{{PersonalLoansCalculator.MaxAmount | currency : 'R':0}}
{{ PersonalLoansCalculator.Amount | currency : 'R' : 0 }}
*Please note that the above calculator is for illustration purposes only. Based on a {{PersonalLoansCalculator.MonthlyServiceFee | currency : 'R'}} Monthly Service Fee and a maximum annual percentage rate of {{PersonalLoansCalculator.Interest}}%
{{PersonalLoansCalculator.Premium | currency : 'R':0}} per month

We can think of many things that a cash injection could help an awful lot with: paying for school fees, beginning those much-needed renovations, kick-starting your dream business – anything you can imagine. And you only need a few things to qualify for a personal loan:

  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

Features and Benefits 

  • A personal loan from R1000 up to R250 000
  • Fast, paperless application process
  • Decision in seconds
  • Cash in your account within 24 hours
  • Flexible repayment options; choose from 12 to 60 months
  • Fixed monthly repayments
  • Free monthly statement via email or SMS
  • Optional Customer Protection Insurance
  • Interest from as low as 15%

Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Dialdirect Personal Loan* is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 338.Monthly instalment amount: R556. 

Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.75%. Fees subject to change based on risk profile.

Want to know more? Read about Personal Loans on our FAQ page.

You can call Dialdirect Personal Loans on 0861 877 772. Dialdirect Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.

Dialdirect personal loans are administered and managed by RCS, a registered Credit and authorised Financial Services Provider.