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At Dialdirect, we don’t like things that are unnecessarily complicated. That’s why we make taking out a personal loan through us so easy that you can even apply online. There is no unnecessary paperwork and no face-to-face interview.


Application Form

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Loan Calculator
Loan Amount
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Monthly repaymemts on all loans are calculated at a {{PersonalLoansCalculator.Interest}}% interest rate plus a service fee of {{PersonalLoansCalculator.MonthlyServiceFee | currency : 'R'}}. This calculator is for illustration purposes only.
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We can think of many things that a cash injection could help an awful lot with: paying for school fees, beginning those much-needed renovations, kick-starting your dream business – anything you can imagine. And you only need a few things to qualify for a personal loan:

  • a good credit record
  • a regular monthly income of at least R5 000
  • your last 3 months’ payslips or bank statements
  • a clear copy of your ID document
  • details of the bank account into which your salary is paid
  • a recent document confirming your residential address


  • You choose the amount, from R5 000 up to R150 000.
  • You choose your repayment term, from 12 months up to 5 years.
  • The online application is convenient, secure, and available 24/7.
  • You get competitive interest rates and fixed repayments to protect you against interest rate fluctuations.

Personal Loans are administered and managed by Direct Axis, an authorised financial services provider. All loans are subject to approval by Direct Axis.


Want to know more? Read about Personal Loans on our FAQ page