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Legal Cover
Lawyer up when you need to, with our Legal Cover. You’ll get all the legal assistance you need, when you really need it.
What is Legal Cover?
Legal cover is insurance that provides policyholders with access to legal advice and representation for a range of legal issues, such as personal injury, employment disputes, or contract disputes. It may also cover the cost of legal representation and compensation awards. The level of coverage and the specific issues it covers will vary, depending on your policy. Legal costs are expensive, so you need to ensure you’re prepared. With legal cover from Dialdirect, you’ll have access to legal advice from our team of experts and assistance throughout your case.
Our legal insurance policies offer several benefits. Use our limitless telephonic advice, tax assist, mediation, litigation protection, and more.
If you aren’t sure what kind of legal cover you need, we can help. Contact us for a free legal cover insurance quote.
Who is covered?
This policy covers you and your legal/traditional spouse plus up to four dependent children. If you get married after the commencement of your policy, the date of marriage will be noted as your spouse’s commencement date.
Legal Insurance Benefits
The Legal Cover policy offers four helpful benefits:
Basic Benefit
Provides unlimited telephonic advice on personal legal and labour matters from day one of you taking out the policy even if the matter happened before the start date of the policy.
Mediation benefit
- With this benefit you'll be entitled to unlimited informal mediation and assistance in matters that come up after the commencement date of your policy.
- Mediation will take place on your behalf through written letters, telephonic calls, emails, and face-to-face consultations.
- This benefit provides assistance up to the point where litigation is unavoidable.
Tax benefit
Enjoy the services of registered tax practitioners as they’ll provide advice as well as assistance with tax returns and submissions.
Litigation benefit
- This benefit provides cover when you are involved in any court proceedings in criminal, civil or labour matters where physical representation is needed.
- The cover amount is limited to the benefit plan selected and has a waiting period.
Legal Insurance Benefits
The Legal Cover policy offers four helpful benefits:
Basic Benefit
Mediation benefit
Tax benefit
Litigation benefit
Provides unlimited telephonic advice on personal legal and labour matters from day one of you taking out the policy even if the matter happened before the start date of the policy.
- With this benefit you'll be entitled to unlimited informal mediation and assistance in matters that come up after the commencement date of your policy.
- Mediation will take place on your behalf through written letters, telephonic calls, emails, and face-to-face consultations.
- This benefit provides assistance up to the point where litigation is unavoidable.
Enjoy the services of registered tax practitioners as they’ll provide advice as well as assistance with tax returns and submissions.
- This benefit provides cover when you are involved in any court proceedings in criminal, civil or labour matters where physical representation is needed.
- The cover amount is limited to the benefit plan selected and has a waiting period.
Choose a plan that’s best for you.
*Premiums are subject to annual review. The main member must be 18 years or older.
Cover
Disciplinary hearings
Maintenance hearings
Unopposed divorces
Opposed divorces
Antenuptial contracts
(Up to R6 000)
(Up to R10 000)
(Up to R25 000)
(Up to R100 000)
Choose a plan that’s best for you
*Premiums are subject to annual review. The main member must be 18 years or older.
Access Plan
Cover limit: R50 000
Excess: None
Waiting period: 3 months
Who is covered: Main member only
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Essential Plan
Cover limit: R100 000
Excess: None
Waiting period: 3 months
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Tax benefit
Road Accident Fund claims assist
Cover limit: R200 000
Excess: None
Waiting period: 3 months
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Maintenance hearings
Unopposed divorces
Tax benefit
Road Accident Fund claims assist
Bail cover - (Up to R6 000)
Cyber bullying
Cover limit: R300 000
Excess: None
Waiting period: 1 month
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Court representation - Family
Court representation - Labour
Identity theft related
Disciplinary hearings
Maintenance hearings
Unopposed divorces
Opposed divorces
Antenuptial contracts
Tax benefit
Road Accident Fund claims assist
Bail cover - (Up to R10 000)
Estate assist
Cyber bullying
Cyber theft - (Up to R25 00)
Cyber attack
Cyber liability - (Up to R100 000)
Choose a plan that’s best for you
*Premiums are subject to annual review. The main member must be 18 years or older.
Access Plan
Essential Plan
Cover limit: R50 000
Excess: None
Waiting period: 3 months
Who is covered: Main member only
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Cover limit: R100 000
Excess: None
Waiting period: 3 months
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Tax benefit
Road Accident Fund claims assist
Cover limit: R200 000
Excess: None
Waiting period: 3 months
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Identity theft related
Disciplinary hearings
Maintenance hearings
Unopposed divorces
Tax benefit
Road Accident Fund claims assist
Bail cover - (Up to R6 000)
Cyber bullying
Cover limit: R300 000
Excess: None
Waiting period: 1 month
Who is covered: Main member, spouse and up to four children
Benefits included:
- Basic benefit
- Mediation benefit
- Tax benefit
- Litigation benefit
Includes amongst others representation in the following matters:
Legal assistance and representation
Unlimited 24-hour telephonic advice
Contract draw up and negotiation
Court representation - Civil
Court representation - Criminal
Court representation - Family
Court representation - Labour
Identity theft related
Disciplinary hearings
Maintenance hearings
Unopposed divorces
Opposed divorces
Antenuptial contracts
Tax benefit
Road Accident Fund claims assist
Bail cover - (Up to R10 000)
Estate assist
Cyber bullying
Cyber theft - (Up to R25 00)
Cyber attack
Cyber liability - (Up to R100 000)
