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What is Third-party, Fire & Theft Car Insurance?


A Third-party, Fire & Theft Car Insurance policy is a mid-range level of insurance that provides cover against a variety of risks, including theft and fire or if the other party claims against you for damage to their vehicle or property.


What is covered under a Dialdirect Third-party, Fire & Theft Car Insurance policy?

  • Damage to someone’s car or property

  • Theft or attempted theft

  • Fire, lightning and explosion

Frequently Asked Questions: Third-party, Fire & Theft Cover

What's better: Third-party, Fire & Theft or Comprehensive car insurance?

The answer lies in what your individual requirements are, like lifestyle and budget. A Third-party, Fire & Theft policy is typically more cost-effective than Comprehensive Car Insurance. This type of insurance only provides cover against theft, fire and third party damage. Comprehensive Car Insurance, on the other hand, provides cover against additional risks, such as damage to your vehicle even if an accident was your fault.

What are the disadvantages of Third-party Fire & Theft Insurance?

You’re not covered for accidental damage to your vehicle with Third-party, Fire and Theft. 

Is Third-party, Fire & Theft enough for a car?

Third-party, Fire & Theft insurance covers a range of risks, including theft, fire damage or if a third party makes a claim against you for their property. 

What Our Clients Have to Say

I have nothing but utter gratitude towards Dial Direct and the team that assisted me. I was involved in an accident on a Saturday night and the manner in which the team handled the claim was swift and amazing. I was assisted by a friendly, understanding consultant. He assessed the situation with care and caution then reverted to me as soon as he could. Within a week, the claim was approved and my car is currently getting repaired. I'm grateful. 

Mashele N

I would just like to write a positive comment for the insurance company Dialdirect. Had the most superb experience with them. Had an accident in December (holiday) season. Submitted my claim online and within 10 days(remember it was the holiday season) at the most I had feedback and my claim was approved. Dialdirect explained the process in detail. After reading the reviews, I was abit scared but in the end I cannot complain at all with my experience with dial direct.

Shaine B

Good job you guys ,for my first experience, had an accident and Dialdirect helped me with no delay .. I'm in love with dialdiract they keep their promise ,just be honest with them and pay your premium with no delay then you'll smile when your joy(car) is damaged .. ignore all negative reviews and be positive you'll smile like me  

Radebe G

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