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Businesses, much like their owners, are complicated – you’ve got to deal with many employees, stock levels, a competitive market, stakeholders, and customers. As a business owner, it can be quite difficult to stay on top of everything. We’re here to help you stay ahead of the game by offering exceptional Commercial Insurance. Commercial Insurance can be helpful to any kind of business, no matter which industry they’re in. 

 

We’ve designed an easily customisable insurance option that can suit almost any type of business. You’ll easily remain confident that we’ve got your best interests covered, and that your business can continue to grow with DialdirectCommercial Insurance is one of the most valuable investments you can make when you’re just starting out. It can help you avoid massive financial losses and could mean the difference between going under or staying afloat when push comes to shove. 

 

We truly believe that amazing insurance shouldn’t be focused on the cover you get – it should be about the cover you need for yourself and your business. We’re passionate about helping businesses recognise all of their risks, which can change depending on industry, scale and size. Thanks to our efficiency, Dialdirect is proud to offer some of the most comprehensive and wide-ranging cover available in South Africa. 



Why do you need Commercial Insurance?

Businesses function in all kinds of different shapes and sizes. And regardless of what your business structure looks like, ultimately, your company is responsible for every single action and financial move that your employees choose to make.

 

You’ve scaled your business well – and now, it’s time to congratulate yourself by looking after your hard-earned assets. Now is the time to look at your business needs and determine what kind of protection you may need for the future. No matter what your business promise is, you should be cautious about what your risks are, and how you can best prepare your business against unpredictable risks or accidental damages. 

 

When it comes to looking after your assets, it’s best to be proactive instead of acting when it’s too late. Commercial Insurance is designed to help you protect your business from a variety of risks such as damage to your business premises, injury or harm to employees, business interruption resulting in lost revenue, and other unpredictable circumstances that are impossible for anyone to control. 

We’ve got you covered, from full-scale businesses, sectional titles and property assets, to a specialised corporate offering. We know that every business has specific needs, and we’re happy to help you realise the individuality of your business. 

Do your thing. Get back ching when you take out a Dialdirect Commercial Business policy! 

 

What does Commercial Insurance include?

We know how to keep it real – so that’s why we’ve got you covered from a large variety of potential risks and damages. We bring you the certainty that you don’t need to sweat the small stuff.  Dialdirect will easily tailor our Commercial Insurance plan to suit your individual business needs to the best of our ability. 

 

Two major areas of Commercial Insurance include liability and property insurance. 

Dialdirect’s Corporate Insurance, however, offers a lot more and also protects you against:

 

  • Fire damage

  • Property and equipment

  • Data breaches

  • Intellectual property

  • Group life insurance 

  • Surety and fidelity bonds 

  • Business interruption and revenue loss as a result of this

  • Office contents

  • Theft

  • Employment practices

  • Builder’s risk 

  • Accounts receivable

  • Fiduciary liability 

  • Cash insurance 

  • Employee fidelity 

  • Workers compensation 

  • Negligence

  • Public and Employers’ Liability, including defective workmanship, harm caused to a member of the public

  • Product liability 

  • Electronic equipment

  • Goods in transit

  • Accidental damage and group personal accident

  • Machinery breakdown and materials damage 

  • Stock deterioration

  • Glass breakage

  • Broad-form liability

  • Business property

  • Business trailers

  • Special purpose vehicles

  • Business vehicles and fleets, including accidents and damage to third-party property

 

…among many others, which we’ll handpick to suit your business and industry. We’ll bring you certainty and reliability so that you can back to business and continue with what you do best – being the boss.



Dialdirect Commercial Cover

We know that big business means even bigger risk. That means that you need to be even more prepared than most for when disaster may strike, but you may feel overwhelmed by the choices available to you. We want to keep your business safe – and we want this process to be as simple as possible. 

 

A quick way to level up your business protection is by taking out a Dialdirect Commercial Business Policy. We’re excited to help your business through its ups and downs and are certain that you’ll be better off with our assistance.

 

Some of the specialised kinds of businesses we cover include:

  • Aviation 

  • Body corporate and sectional title

  • Construction, engineering, factories and plants

  • Agriculture, livestock, marine and crops

  • Educational institutions

  • Medical and dental practices

  • Veterinarian and wildlife organisations

  • Heavy commercial and manufacturing

 

And another wide variety of businesses, no matter their size, industry or structure.

 

You can rest easy while you continue to expand and further build your business. Dialdirect will take care of your assets and protect them against unforeseen circumstances. 

 

Benefits of Dialdirect Commercial Insurance

If that’s still not enough for you, we’ve got some reasons why you should choose Dialdirect for your insurance needs. 

 

Firstly, we’ve got a fixed standard excess which we will happily adjust to suit your needs. Secondly, we’ve got awesome service, including over the phone or email. Thirdly, our Business Assist benefits are awesome, and include emergency roadside and medical assistance for your time of need. We’ve also got cover that includes the whole of South Africa. 

 

Finally, you should choose Dialdirect because we truly care about you and your business, and how we can provide the best possible solution for you. We’ll reward you for doing your thing, so that you’ve got peace of mind that we’ve got the formalities covered. No matter which insurance option you choose.

 

Our passion for business will extend to you, and how we can best assist you to match your individual business needs. You’ll receive rapid and personalised service, no matter which obstacles you might face within your business. We see ourselves as a friend to your business, in the sense that we can help you foresee possible circumstances or events, and help you plan for them so that you can stay ahead of the game.

 

It’s impossible to eliminate your risks entirely – but we can help you understand risks better, through our insight, comprehensive insurance options, assist benefits and so much more. 

 

With Dialdirect, you’ll be rewarded just for doing what you do best. Our priority is to create a sense of reliability and certainty for you, so that you can get back to your schedule, knowing that we’re just a phone call (or email) away when disaster strikes. 

 

Other Business Insurance Options

Not sure what kind of cover your business needs most? Don’t worry, we have tailored insurance options just for you. You could even utilise these options as add-ons to a Corporate Insurance policy to maximise your business coverage. 

 

Some of our other available Business Insurance options that you can take out include:

  • Tradesman Insurance for electricians, plumbers, locksmiths, handymen and other similar professions.

  • Errors and Omission Insurance for cover against damages or costs to clients as a result of negligence or error, including legal defence costs and damage pay-outs.

  • Office insurance including cover for fire damage to your building, machinery, tools and stock. 

  • Professional insurance for professions that require licensing or registration with a professional body. These include legal, accounting, management consulting and engineering companies, among others.

  • Directors and Officers Insurance for directors/officers of a business who need protection against unintentional decisions, mismanagement, allegations, unintentional misrepresentation and more. 

  • Heavy-duty vehicle insurance including 10-ton trucks for companies that are in the delivery or transportation industries. Some of the cover available includes vehicle only, motor and all risk, and motor and goods-in-transit insurance.

 

Business Assist benefits

You’ll likely come across a difficult situation or accident at some point. That’s where we come in with our Business Assist benefits. We are always available to assist you with our comprehensive Business Assist package, which you’ll gain access to when taking out any of our Business Insurance policies. You’ll be granted hands-on access to our financial counselling service, emergency medical assistance, digital presence assistant and emergency office assistance, among many others. 

 

We know that it’s tough to be in charge, and it can be even more challenging to find enough time to get everything done during the workday. With Dialdirect, you can feel certain that we’ve got you covered for a whole range of possible situations. We’re constantly adding to our list of benefits, so you can look forward to a wide rage of assistance for your business.

 

Commercial Insurance quotes

For a Dialdirect Commercial Insurance quote today, contact us on  0860 10 50 85 or email us on support@dialdirect.co.za. We look forward to finding out how we can help your business grow. 

 

And if you need to make a claim, contact us on 0861 555 580.




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