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What’s the point of having sunglasses if you can’t secretly stare at other people on the beach? What’s the good of a smartphone if you can’t access Facebook to remember your friends’ birthdays? When your portable possessions are cracked, smashed, bent, or broken, most of them are useless. So, when you add our Portable Possessions Cover to your Home Contents Insurance policy, rest assured that if something happens to your valuables, like your phone, you won’t be left rdeanig tihs thourgh carcks in yuor srceen until the day your contract is up.

Unspecified Portable Possessions Insurance

This is for the little, less-expensive items you carry with you on a day-to-day basis, such as your phone charger, most clothes, and wallets and purses, providing the value of these items is less than the amount specified on your schedule. Here we’ll cover you against accidental damage, theft, and loss.

Specified Portable Possessions Insurance

To be covered for your more valuable items, such as your smartphone, tablet, laptop, expensive sunglasses, wristwatch and more, you’ll need to specify these with us so we can add them to your schedule individually. Here we’ll cover you against accidental damage, theft, and loss.


  • Your Portable Possessions Insurance policy covers your valuables worldwide.
  • You have the Express Claims benefit: 24-hour turn-around time for approving and paying out certain claims for a wide selection of portable possessions.
  • The Payback Bonus is automatically included with your policy
  • You get all our Assist Benefits

View our Policy Terms and Conditions.