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The Dialdiary – blog articles to keep you in the know

How does junk status affect your insurance?
The recent credit downgrade left South African consumers in a flat spin. And it’s no wonder – as we’ll all feel the impact in our daily lives. At Dialdirect, we want to make sure you stay informed about how this downgrade might affect your insurance cover.
Tips to help you take care during the Cape storm
Weather forecasters are urging residents of the Western and Northern Cape to be prepared for freezing temperatures, heavy rains, snow and gale force winds. At Dialdirect, we want you to be prepared. We also want to help protect you, your loved ones and your valued possessions from these severe weather conditions.
Should you have Sasria cover for civil unrest?
You’ll know that civil unrest and protests in South Africa are a fairly common occurrence. That’s why the South African Special Risks Insurance Association, or Sasria, exists. It’s a state-owned entity that provides cover for damage or loss of insured property for individuals and business.
Do you have your ducks in a row?
It’s very hard to believe, but quite a lot of people don’t keep their insurance policy documents safe. At Dialdirect, we believe that its always better to be safe than sorry, and that means keeping all your important documents, including your insurance policy documents
How do you ensure you’re insured properly? Part 2
In last month’s blog, we talked about a question that almost every insured person has had to ask themselves when something goes wrong: “Am I really covered for this?” You shouldn’t have that feeling of dread and doubt as to whether you’re covered or not, especially during the holiday season. This is the time for relaxation and rest, not for stressing about your insurance.
Enjoy a worry-free summer with Dialdirect
Hello. We want to tell you about something that happened to the insurance industry 13 years ago. Something big. Everything that people thought about insurance was challenged when we cut out the middleman and made it possible for people to come direct to us when they needed cover. We were so committed to making insurance as easy and as personable as possible for our clients that we put it in our name.
9 quotes by entrepreneurs to propel you into the New Year
Along with making it easy to get car insurance quotes online, we thought we'd ease your year-end stress by sharing some advice from famous entrepreneurs.
8 Must-haves for the modern business traveller
Deciding whether to take car insurance on your car when you travel for business is enough to worry about. Let these 8 tips ease your business travel stress.
How to loadshed-proof your business
It’s become part of our daily lives, and the reality is that load shedding is going to be around for a while. Isn’t it time to put some plans in place to safeguard your business and keep things going when the lights go out?
Knock-knock-knocking on the wrong door
Gone are the days of sending letters door-to-door, or walking over to a friend’s house for a quick “Hello”. You’re probably not even sure if your friend Tebogo lives in 54 Blueberry Lane or 54 Bluebird Street. However, you need to be sure about one thing – your own address details.
How did we go from smoke signals to SMSs?
Communication has come a long way since our ancestors were painting pictures of animals and hunting scenes onto cave walls. Even in the past 30 years, the way we talk to one another has totally transformed; baby boomers often prefer a phone call or face-to-face conversation, while many millennials find this way too time-consuming and stick to email and texting instead.
4 futuristic tech trends that will change home insurance
We live in a world of exponential growth in technology; for the first time in human history, the world we are born into might look entirely different to the world in which we grow old. We now have smart fridges that order our milk when we’re running low, so just imagine what the homes of the future are going to look like.
Stick to your New Year’s resolutions with these easy tips
Humans have been celebrating the New Year for at least 4000 thousand years, with various cultures honouring the tradition in their own ways, usually with feasts and revelry. Some serve legume-based foods such as lentils, as these are considered to represent coins and thus a prosperous financial year ahead; in others, pork is served because pigs are seen as symbols of wealth.
8 factors that affect your life cover premium
If you have children, a bond, or a long-term partner, chances are, you’ve taken out life cover or, at the very least, considered it. If you’re thinking about getting life insurance, it’s a good idea to first understand how much you need and what factors affect your monthly premiums.
7 Easy ways to manage year-end stress
From insurance companies, to business people, to working moms; dads, year-end stress affects everyone. Here are 7 tips for managing it; staying relaxed.
Do car parts have an expiry date?
We were wondering if you know that, should you get into a car accident and your vehicle license has expired, your claim won’t be paid. If you weren’t aware of this, here’s why: It’s considered an offence to have an outstanding vehicle license, so similarly to how motorists need to stick to the speed limit and obey the rules of the road at all times.
Ford Kuga recall – what you need to know
Ford Kugas equipped with 1.6-litre engines manufactured between 2012 and 2014 are being recalled for compulsory safety checks after a number of them have caught alight.
How do you ensure you’re insured properly? Part 1
Has something you’ve insured ever been damaged? If so, did you ask yourself the question, “Am I covered for this?” despite having paid your premiums on time every month for years? When you hit the garage door on your way out, or someone puts a dent in your car in a parking lot, you shouldn’t have to worry about whether or not you’re covered.