World-Class Business
Vehicle Insurance
Emergency Medical and Roadside Assistance included- Save up to 15% when you add non-motor cover
- Lifetime guarantee on vehicle repairs
Business Car Insurance without the Yada Yada
Running a business with cars on the road can be demanding but with Dialdirect Business Car Insurance, you gain the peace of mind you deserve. We provide cover for a range of different business vehicles from business cars, delivery motorbikes, courier and delivery vehicles all the way up to 10 tonne trucks.
Business vehicle Insurance is designed to cover your business cars used for work purposes, offering broader protection than standard car insurance.
Protect your business cars against accidents, damage, theft and possibly liability claims that may arise during client visits, deliveries. With our comprehensive business car insurance cover, your business vehicles are in expert hands, giving you the freedom to focus on what matters most, growing your business and looking after your clients.
With Dialdirect, you can trust that we’re always by your side supporting your business every kilometre of the way.
What vehicles does business insurance cover?
Every business is different, and so are its vehicles.
Whether your business owns cars, delivery motorcycles, or panel vans, we have the right cover for a range of different business vehicles.
For airport transports and shuttle services
Used for business activities and for E-hailing
Up to 10 Tonnes (this is the maximum capacity insured)
For courier and delivery companies
Used for delivery services
Used by artisans
Used for business
Used in various industries
The insurance your business needs, the service you deserve.
Find your ideal Business Vehicle Insurance
Dialdirect Business Vehicle Insurance offers cover for all your business needs
Choose the cover option that best meets yours:
Third Party Fire and Theft
Effective cover for critical risks
Own accident damage
Third Party Cover
Fire damage
Theft & hijacking
Accidental & malicious damage
Storms & floods
Hail damage cover (Optional)
Windscreen cover (Optional)
Loss of keys
Riot outside RSA
Wreckage removal
Claims preparation cost
Roadside Assistance
Get your tailored Business Vehicle Insurance quote today.
Biz Assist will help your business grow
We’re committed to your business success. Our Business Vehicle Insurance offers Business Assist benefits at no extra cost to ensure your business runs smoothly. From roadside emergencies to tender assistance and digital growth, these are just a few examples of what's included.
Enhanced protection beyond vehicle cover
To give you complete peace of mind, we offer additional cover for the specific needs of your business
This includes:
For courier and delivery services.
For E-hailing and shuttle services.
For artisans and construction businesses.
Such as mobile phones, laptops, tablets and more.
Enhance your cover with optional add-ons
Covers the cost of a rental vehicle if your business vehicle is unavailable due to an insured event
Covers non-factory-fitted accessories or modifications, like custom rims or sound systems
Cover for sound systems installed in your business vehicles, protecting them against theft, damage, or loss
Cover for canopies for business vehicles, protecting them against theft, damage, or loss
You’ll be provided with a rental car if your insured business vehicle is stolen or damaged in an accident
Add a tracking device to your business vehicle, with the subscription included in your premium (free installation)
Get Payback Bonus for your Business
Add the optional Payback Bonus to your Dialdirect Insurance policy to start earning rewards
Payback Bonus rewards you for:
Remaining claim-free for four uninterrupted years- The pay-out you’ll receive will either be your entire first year’s premiums or up to 25% of all your premiums paid over those four years, whichever is the lesser.
+27 720
customers received their Payback Bonus
over the last 5 years
+R284 mil
paid out to customers in Payback Bonus over
the last 5 years
*Payback Bonus is an optional benefit available at an additional cost. Cover and Payback Bonus Terms & Conditions online. The figures above are based on Payback Bonus received by all Dialdirect customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
Dialdirect Business Insurance includes
Protects against claims of negligence, errors, or omissions. Covers legal costs and compensation, safeguarding professionals like lawyers, accountants, and consultants from financial and reputational risks.
Protects against claims of negligence, errors, or omissions. Covers legal costs and compensation, safeguarding professionals like lawyers, accountants, and consultants from financial and reputational risks.
Safeguards a company and its leaders from legal actions related to their decisions. It covers legal fees, settlements, investigation costs, and awards from claims of negligence or duty breaches.
Shields event organisers from financial losses due to unforeseen incidents. Covers third-party bodily injury, property damage, and other liabilities, giving you peace of mind while managing your events business.
Your business is built on more than just ambition it's built on the assets that keep everything running. From essential equipment and valuable inventory to your physical premises, these are the foundations that turn ideas into outcomes.
Frequently Asked Questions:
The cost of Business Car Insurance in South Africa varies based on factors like the type of coverage, number of vehicles, usage, and the insurer's policies. Generally, premiums consider vehicle value, business activities
Yes, Business vehicle insurance is likely to cost more than personal Car Insurance due to the increased risk associated with business use. Business activities can involve more time on the road, which increases the chances of accidents and damage. Also, coverage often includes liability for business-related activities. The cost varies based on factors such as vehicle type, usage, number of vehicles, and coverage options. However, it's crucial to ensure proper coverage for your business needs, even if it comes at a higher cost than personal vehicle insurance. and driver history. It's recommended to get personalised quotes from insurers to determine the exact cost for your specific business needs. Get your Business Cehicle Insurance quote today.
This is a quick and simple process. You can get your obligation-free online Business Car Insurance quote in minutes. Request a quote online or give us a call.
To get your quote, you will need to give us the following information:
Your business details;
Your South African identity number or foreign passport number;
Car information (registration number, year, make, model, type and colour);
You will also be asked detailed questions about your car, like where it’s parked at night.
Business Vehicle Insurance is essential to protect your business from financial loss due to accidents, damage, theft, or liability claims involving company vehicles. It provides coverage beyond the typical private Car Insurance, safeguarding your business operations, assets, and reputation. With the increased risks associated with business use, having the right Car Insurance for business vehicles ensures that unexpected incidents on the road won't disrupt your business's financial stability or growth.
Quit the yada yada.
Get Business Vehicle Insurance today!
