Home Insurance
Protect all the stuff you love most in your home, like your appliances and furniture, against fire, theft, and floods.
What is Household Insurance
Life is unpredictable. Accidents happen, as do floods, theft, fires and general mayhem. This is why we at Dialdirect offer a range of home insurance products that ensures you’ll always have a place to come home to – no matter what happens.
Our home insurance quotes include cover for damage caused by a multitude of factors because we know how important it is that you protect your most valuable asset. If any of the fixed structures on your property are damaged or destroyed, whether due to a run-of-the-mill power surge or weather trouble, we’ve got you covered.
Plus, if you remain claim-free after four years of uninterrupted cover, our Payback Bonus will give you 25% of all of your premiums or your first year’s premiums (whichever is less) back in cash (provided you select the Payback Bonus).
Home Insurance Products
Home contents insurance covers all of the valuables in your home. Building Insurance protects the brick-and-mortar structure, while home contents takes care of everything you keep inside.
Portable possessions insurance covers those items that can be removed from your home, like laptops or jewellery. We recommend taking out this kind of cover for high-value items. Our portable possessions cover comes in two categories: specified and unspecified portable possessions insurance.
Buildings insurance provides protection for your home in the event of damage or if it is destroyed. You will be covered for the cost of replacing your home or restoring it to its pre-incident condition.
What our customers say
Nkosinathi Shezi was professional and very helpful
Asisipho M - 22 hours ago
I would like to rate Mueen the person who assisted me a 10/10 for having an excellent customer servi...
Mandla M - 1 day ago
Customer Services: Makabane Molepo.
I would like to express my appreciation for Makab...
Vincent M - 1 day ago
Denzel Kumalo was very friendly and professional, appreciate the care and attention given
Vanessa Y - 1 day ago
Professionalism.
Winnie W - 1 day ago
Good service from your personal that assist us on call
Samelihle H - 1 day ago
Very professional and friendly consultant.
Chantelle K - 2 days ago
Great service and advice.
David B - 2 days ago
Nkosinathi Shezi was professional and very helpful
Asisipho M - 22 hours ago
Testimonials do not constitute financial advice
Home Insurance Benefits
Select our Payback Bonus and get back ching after four years of claim-free, uninterrupted cover
Registering online for self-service lets you manage your policy 24/7 – and gives you 500 MB free data
We’ll provide security or another place to stay until your home is repaired and safe.
If you need to move out temporarily because of a disaster we cover you for, we’ll pay for a portion of your rental costs while your home gets sorted out.
You also get liability cover for yourself and any domestic employees who work on the property.
Frequently Asked Questions: Home Insurance
Dialdirect building insurance covers your main dwelling as well as any other fixed structures on your property. This means that the policy will also cover a granny flat, garage, swimming pool, boundary walls and fences, and other standard fixtures and fittings that are protected.
No. It is not compulsory to have building or home insurance in South Africa. However, homeowners who apply for a home loan with a financial institution will find that most banks require this before an application is approved.
Building or home insurance refers to the brick and mortar structure of the home. The cover extends to the home’s exterior and physical structures, along with on-property facilities, like a garage. Home contents insurance, in comparison, covers contents found inside the house, like appliances and furniture.
It’s important to insure your home and home contents in order to cover you against any loss or damage, like theft, natural disasters, accidental or malicious damage. Your insurance will afford you the financial means by which to repair or replace your lost or damaged property.
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