• {{CallMeBack.Step === 'Details' ? 'Let us call you for a quote:' : CallMeBack.Step === 'CallbackDateTime' ? 'Select date and time' : 'Choose time slot'}}

    Please enter your name
    Your name contains invalid characters
    Please enter a contact number
    Please enter a valid contact number
    Please enter a valid email address.
    Please select a reason.
    Please select a suitable Date
    Please select a suitable time
    Select time slot
    {{t.name}}

    Thank you for your interest {{CallMeBack.Fullname}}

    A consultant will contact you soon! A consultant will call you on the {{displayDate.getDate() + '' + DaySuffix(formatDate(CallMeBack.Date).getDate())}} of {{months[displayDate.getMonth()]}} {{displayDate.getFullYear()}} at {{TimeToMeridiem(CallMeBack.TimeSlot)}}

    Thank you {{CallMeBack.Fullname}}

    We have received your details and will contact you.

BetterCar Value

 

Get a Call for a BetterCar Value Quote

We just need the following details:

Please enter your name
Your name contains invalid characters
Please enter a contact number
Please enter a valid contact number

Thanks for dropping your deets.
We’ll be in touch soon to talk less YADA YADA and more about just the cover you need

What is BetterCar Value? 

 

If your vehicle is written off due to an accident, BetterCar will pay you out or replace it with an equivalent model that is one year newer.

If your car is eight years old or younger, you can add BetterCar to your comprehensive Dialdirect insurance policy. And if your car does not have a newer model, we will pay out 15% more than the retail value of the car.

If a policyholder's vehicle is written off in an accident, they may receive the market value or trade value from their vehicle insurance. BetterCar, however, pays out an amount in excess of the retail value (the highest value you can insure your vehicle for). If you need to replace your car after it's written off in an accident, you can get an equivalent one-year newer model.

It's beneficial for financed vehicles, because if a driver files a write-off claim after an accident, the car insurance payout may not cover the total amount owed on the vehicle. This typically results in a shortfall for the owner. However, depending on the circumstances of your claim, BetterCar will pay you more than the retail value of your vehicle or provide you with a replacement.

BetterCar Value also gives you access to our range of Assist Benefits, including Roadside, Home, Trauma, Medical, and Legal Assist.

 

Frequently Asked Questions: BetterCar Insurance

How do insurance companies determine the value of a car?

Insurance companies calculate your car's value by taking several factors into account, including the make and model, wear and tear, previous accidents, mileage, and market value.

How much will I get if my car is written off?

If your vehicle is beyond repair, meaning it has too much damage or would be too expensive to repair, given the extent of the damage, your insurer may choose to write it off. In this case, the policyholder may receive a replacement vehicle of a similar make and model or a cash payout equal to the car's trade or market value.

Market value is less than the retail value. If you sell your car on the private market, you’ll get an amount close to its market value.

Trade value is the lowest amount you can insure your vehicle for. If you traded it in for another car at a dealership, this is roughly the amount you’d receive for it. 

What happens if my car is written off and it is financed?

Anyone who owns a car that is eight years old or newer is eligible for BetterCar Insurance. It's ideal for financed vehicles that haven't yet been paid off.

When drivers have to replace their cars, there's a good chance their payout won't cover the amount they still owe on the vehicle, leaving them with a shortfall. With BetterCar Insurance, that’s unlikely to happen because we’ll pay you out over and above the retail value or replace the car for you – depending on the circumstances of your claim.

What Our Clients Have to Say

You guys never disappoint. My car broke down and got assistance ASAP. follow up call...Keep it up guys. YOU THE BEST

Itumeleng M

Responsive to your roadside needs and has a very user friendly app

Shaun

The service I get from Dialdirect is amazing. It's the best insurance so far. My driving skills has improved because of the app. The app encourages one to aim to be a 5  driver. You observe the speed limit and road rules. The call center is helpful. Well trained and polite. 

Itumeleng M

Get a BetterCar Insurance quote.