Business Insurance
Professional Indemnity
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Professional Indemnity
No matter how much care you take when giving advice, we all make mistakes. As an Accountant, Legal professional, Engineer or Architect, even small mistakes can cost your clients a lot of money. This is where Professional Indemnity insurance comes in. It protects against financial loss resulting from negligent advice, professional error and/or omission to a third party. Now you can do your thing, without worrying.
Who needs this cover?
Individuals or companies who give professional advice. These professionals usually hold qualifications in their area of expertise and include:
● Accountants
● Legal Professionals
● Engineers
● Architects
Why do you need this cover?
We cover your legal liability to pay damages to a third party as a result of any negligent act, error or omission committed by yourself or on your behalf while providing your professional services. We help in defending you, should you not be legally liable or settle with the third party should you be found legally liable.
We will also cover you for legal expenses incurred for recovering any professional fees due to you.
We don’t cover:
- Liability arising from a breach of contract unless it is a breach or alleged breach of professional services provided by you.
- Liability arising out of any deliberate, willful, dishonest, fraudulent, criminal or malicious act or omission committed by you or on your behalf.
- We don’t cover the cost of rectifying your work.
Tailor-made Insurance
You understand your business better than anyone and we understand insurance, so together we can create and customise the perfect business insurance solution with your specific business needs in mind.
Biz Assist Benefit
We automatically include Biz Assist with your cover, giving you 24/7 online and telephonic support.
Specialised cover
We provide commercial insurance to a number of specialised industries, including e-hailing, tradesman, and business professionals.
All businesses welcome
We cater to hundreds of business types, tailor making every business insurance solution with each of their business needs in mind.
Frequently Asked Questions
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