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Personal Loans - FAQ's

What are the loan repayment terms?

Repayment terms for a Telesure Brand Personal Loan are from 12 months to 5 years (60 months) and based on the Loan Options table below.

Loan Amount + Initiation fee
R 5 000 + R610
12 Months
Total Repayable
R 635.04
R7 620.52
24 Months
Total Repayable
R401.57
R9 637.67
36 Months
Total Repayable
R325.69
R11 725.01
48 Months
Total Repayable
R289.17
R13 879.95
60 Months
Total Repayable
R268.32
R16 099.02
Loan Amount + Initiation fee
R20 000 + R1 197
12 Months
Total Repayable
R2 209.42
R26 513.09
24 Months
Total Repayable
R1 327.26
R31 854.19
36 Months
Total Repayable
R1 040.57
R37 460.54
48 Months
Total Repayable
R902.55
R43 322.28
60 Months
Total Repayable
R823.77
R49 426.35
Loan Amount + Initiation fee
R40 000 + R1 197
12 Months
Total Repayable
R4 229.54
R50 754.52
24 Months
Total Repayable
R2 515.03
R60 360.67
36 Months
Total Repayable
R1 957.84
R70 482.32
48 Months
Total Repayable
R1 689.59
R81 100.34
60 Months
Total Repayable
R1 536.49
R92 189.33
Loan Amount + Initiation fee
R60 000 + R610
12 Months
Total Repayable
R6 249.66
R74 995.96
24 Months
Total Repayable
R3 702.80
R88 867.15
36 Months
Total Repayable
R2 875.11
R103 504.10
48 Months
Total Repayable
R2 476.63
R118 878.40
60 Months
Total Repayable
R2 249.21
R134 952.32
Loan Amount + Initiation fee
R80 000 + R1 197
12 Months
Total Repayable
R8 269.78.42
R99 237.40
24 Months
Total Repayable
R4 890.57
R117 373.63
36 Months
Total Repayable
R3 792.39
R136 525.89
48 Months
Total Repayable
R3 263.68
R156 656.46
60 Months
Total Repayable
R2 961.92
R177 715.30
Loan Amount + Initiation fee
R100 000 + R1 197
12 Months
Total Repayable
R10 289.90
R123 478.84
24 Months
Total Repayable
R6 078.34
R145 880.11
36 Months
Total Repayable
R4 709.66
R169 547.67
48 Months
Total Repayable
R4 050.72
R194 434.52
60 Months
Total Repayable
R3 674.64
R220 478.29

Will my loan repayments be affected by interest rate fluctuations?

No. The interest rate on your loan will be fixed at our current interest rate for your full loan term, so your repayments will never increase, even if the interest rate goes up.

 

Can I choose how I make my repayments?

For your convenience, your repayments will be deducted by debit order from the bank account into which your salary is paid every month.

 

How can I protect my family?

Every Telesure Brand Loan includes our Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and should you be retrenched, a once-off payment equal to six instalments will be paid out to you. Of course, you're free to substitute the plan with a policy of your choice, providing the cover offered is equivalent.

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