Those things you carry with you every day, watches, wallets, spectacles ... are also items that could be very difficult to replace, unless you’ve got the simple, smart insurance solution from Dial Direct.
When you get either a motor or household insurance package from Dial Direct, it’s always a good idea to add a Portable Possession insurance option, so that when you do leave the house, those items you take with you are covered, anywhere you go
Imagine having to replace a laptop or a camera, or even your glasses, especially if you have to pay for this out of your own pocket. At least with Dial Direct’s Portable Possessions insurance package, you won’t need to worry about replacing these items if they are lost or damaged.
If you’re wondering what a portable possession is, then think of it this way; take a look at what’s in your house, if every now and then you take it with you, then it’s a portable possession. To update your Portable Possessions policy, simply register for our Online Policy Management system by clicking here
We also have the option of specified portable possessions cover (items greater than R2 600 must be specified) for your:
Bicycles – if your bicycle is stored at your house, and something happens to it, it will be covered by a Household Contents insurance policy, however if you’re on your bicycle or transporting it, then its best to have it insured on a Portable Possessions policy.
Prescription glasses or contact lenses – as with bicycle cover, your glasses/lenses can be insured as a specified item on the Portable Possessions policy, but remember to take your contact lenses out when swimming or bathing.
Cellphones – probably the best invention in recent years, but replacing a cellphone can cost a lot. Be smart and simply list your cellphone on this policy to make sure you’re never out of touch.
And borehole or swimming pool equipment – yes we know, this is weird, however this type of equipment presents its own set of risks, so it’s better to have them insured and it’s so simple to do that just here with a Portable Possessions policy.