Home Insurance

Most of your household contents is what you’ve collected and bought over the years, some of it is probably irreplaceable like your Grandfather’s clock, while some might be brand new, like that 48 inch plasma TV – so if you had to take your house and turn it upside down, would you be able to replace everything that falls out?

Dial Direct’s simple, smart Home Contents insurance makes sure you can replace most of those items should anything happen to them … at today’s prices.

Our simple smart solution includes:

• Insurance for your furniture, clothing, electric and electronic equipment, curtains, loose carpets and rugs, gardening tools etc.
• Cover for a wide range of damage such as fire, theft, flood etc. for the above if they are inside your house or in an outbuilding
• We’ll even insure your TV, glass and mirrors against accidental breakage
• You’ll also enjoy the benefits of public, domestic employee and tenant liability insurance

A simple, yet smart part of making sure you’re covered is checking that your insured home contents amount matches up to what it would cost to replace your items at today’s costs.

For example, if you bought a top of the range TV for R5 000 six years ago, you probably insured it for R5 000, however at today’s prices, a TV of the same calibre would probably cost about R10 000. If something happened to that TV and you submitted a claim without updating its replacement value, you would only be paid out the R5 000 insured value.

And don’t forget that, as an added benefit, our claims consultants can source new furniture and appliances for you if yours are lost or damaged – simply submit your claim and let the consultant do the rest.

In a household emergency such as blown circuits or blocked drains, you can call the Dial Direct 24-hour Emergency call centre, where operators will dispatch a technician straight to your door – and we’ll pay for the call-out fee and one hour’s labour costs.

All this just because you’ve selected the simple smart insurance option from Dial Direct!

• Click here to see exactly what you can insure